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If you every find yourself needing installment loans, ThinkCash is a short term, personal loan company which lends amounts from $250 to $2,500 for emergencies, bill payments or to avoid bouncing a check.
ThinkCash is different than a Payday Loan or Cash Advance Company because ThinkCash rates are much lower than other companies which offer short term personal loans. Their convenient payment options are the real benefit as unlike Payday loans, ThinkCash offers unparalleled flexibility to their borrowers.
Since the whole process is online, ThinkCash makes it really easy and fast. So you don’t have to make any phone calls, nor fax anything. There is zero paper pushing required. Just submit your application online for an instant decision. The process is safe and secure through a VeriSign SSL connection and obviously, completely confidential. Once you’re approved, the funds are transferred to your bank account the next day.
ThinkCash will even send you an email reminder before each of your payments are due.
And because everything is online, their lower cost basis allows them to pass on the savings on to their clients. ThinkCash’s typical rates are from 25% to 75% lower than other payday loan companies. At any time, you can also login and check your account online at their website.
Repayment is equally easy: You can stick with the pre-arranged repayment plan or choose to make higher installment payments. Another advantage that they offer is the ability to pay off your loan completely without incurring any penalties or extra charges. This is a huge plus since you save all the interest charges and the penalties that other lenders would charge you.
This flexible feature is also good because it encourages early repayment; which is a good thing any time you have debt.
The short term loan amount you are offered and the interest rate will depend on your application, your credit information, and your payment history with ThinkCash. You don’t need to have
With ThinkCash, you don’t need perfect credit. Their short term loan financing is tailored made for all ranges of credit. You don’t even need to be employed to qualify, but you do need a source of income. Which makes it perfect for those who are self-employed. In case you are not approved for the loan amount that you inquired about, you can request a smaller loan and by successfulling paying it off, increase your eligibility for larger loans.
If you really need a cash loan, then go with a lender that can provide you with the flexibility and low rates to quickly get back to your normal budget.